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The debate continues. What will it take to ease tensions in the workplace? Read "Safety Bucks" -- Part 3 of the New York Times Series which examines New York's Workers' Compensation System and give us your opinion!
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Whether there's a fraudulent Workers Comp claim--or a fraudulent rejection of a claim--the employer always loses. Whoever the legal decision, the employer still gets stuck with inflated reserves the insurance company sets aside to cover the costs of the case. These reserves are estimated by the insurance companies to their own benefit, not the workers or the employers.
And even if the claim is ultimately judged to be fraudulent, the insurance company usually doesn't release those funds again unless forced to. So it's the employer who gets hit with overcharges. It takes expert help to get refunds for workers compensation overcharges. And most employers never get that help.
Mordechai (Morty) Schiller
Compensation Refund Co., Brooklyn, NY