IS WORKERS COMPENSATION A LAWSUIT AGAINST MY EMPLOYER?
A:NO. NO. NO.
WORKERS COMPENSATION IS ABSOLUTELY NOT A LAWSUIT AGAINST YOUR EMPLOYER! In fact, it is only a claim against an insurance policy that every employer (with some exceptions) in New York must purchase. This is a mandatory policy, like having automobile insurance.
In exchange for buying this policy, your employer is protected from lawsuits by employees. The real benefit here is that it allows injured workers:
speedy medical care
wage replacement benefits while out
additional benefits for permanent injuries
a safer work environment since employers premiums are based on the safety of their jobsite (the safer it is, the lower the employers premiums)
Ninety years ago, when Workers Compensation first came into existence an injured worker could only sue for damages against his or her employer, often losing, and even when winning, not winning a lot since it took years to resolve cases!
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If you have any questions, please feel free to contact MARKHOFF & MITTMAN, 866.205.2415 or click our contact us section and we will be happy to review your file for FREE and advise you if you are getting the right information!
Helping Work Accident Victims Throughout New York State (866)205-2415
Markhoff & Mittman PC serves injured workers and their families throughout New York State from Albany to Patchogue and everywhere in between including White Plains, Yonkers, Port Chester, Bronx, Manhattan, Brooklyn, New York City, Queens, Forest Hills, Jamaica, Staten Island, Mt. Kisco, Ossining, Tarrytown, Peekskill, New City and elsewhere!
