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Frequently Asked Questions about Workers' Compensation and Social Security Disability

 


Q: WHY DID THE INSURANCE COMPANY REDUCE MY CHECK IF I HAVE BEEN INJURED ON THE JOB?

A: YOUR CHECK WAS REDUCED BECAUSE THATS HOW THE INSURANCE COMPANY SAVES MONEY EVEN IF YOU ARE STILL DISABLED.

Oftentimes it is clear that you are disabled because of a job accident. However, just because you have a legitimate injury and disability does not mean that the insurance company or the workers compensation board will allow payments to you!

There are many reasons why your weekly benefit check could and often is reduced, such as:

  1. The insurance company had you examined by one of their paid consultants (the alleged "independent medical examiner") who believes you are not as disabled as you believe!
  2. You are actually getting better and your doctor may have provided evidence to show that you are recovering
  3. There is a difference of opinion and your benefit is reduced until that is resolved (a great way for the carrier to save money!)

Remember: It makes sense that you should receive a benefit if you are disabled, unfortunately, the workers compensation law is a vast administrative/bureaucratic system that turns on the smallest facts and often does not consider the needs of the actual injured worker!



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We handle cases throughout Westchester County (White Plains, Yonkers, Mt. Kisco, Ossining, Port Chester, Mt. Vernon, New Rochelle, Mamaroneck, Larchmont), New York City (Bronx, Brooklyn, Staten Island, Manhattan, Queens) and Long Island.
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