New York State requires every (there are a few exceptions) employer in New York to obtain insurance (or some form of payment plan) for injuries to workers hurt or killed on the job.
BUT where does this come from - that is, where IN the statute or law does it really say that?
Every employer...shall...secure compensation to his employees and pay or provide compesnation for their disability or death from injury arising out of and in the course of employment, without regard to fault...
THIS IS THE SPOT that tells it all --- you get compensation from your employers insurance if your injury arose out of and in the course of employment. WARNING - sounds simple but this can be very complex as to whether your accident occurred in the course of your employment or even arose out of your employment.
5 DEADLY SINS THAT CAN DERAIL YOUR NEW YORK WORKERS COMPENSATION CASE - WRITTEN BY ATTORNEY BRIAN M. MITTMAN -- READ THIS AND YOU MAY HAVE A SHOT AT RECEIVING BENEFITS.
OR CALL TOLL FREE 866.205.2415
We handle cases throughout Westchester County (White Plains, Yonkers, Mt. Kisco, Ossining, Port Chester, Mt. Vernon, New Rochelle, Mamaroneck, Larchmont), New York City (Bronx, Brooklyn, Staten Island, Manhattan, Queens) and Long Island.