Top Seven Reasons to Apply for Social Security Disability Benefits in New York
Not sure if you want to deal with the hassle of applying for Social Security Disability benefits in New York?No, the claims and appeals process is not easy and yes there is a considerable wait for benefits, but you may want to go ahead and apply when you learn more about the program.
Benefits from the Social Security Disability program for New Yorkers:
A regular income: If your claim is approved, you will receive money regularly every month.That can be a great relief when you have been unable to work because of disability or serious illness.Even better, a portion of your benefits may be tax free.
COBRA extension: Need your COBRA benefits extended?If you qualify for disability benefits your COBRA may be extended another 11 months.
Access to Medicare benefits: after you’ve been receiving SSD benefits for 24 months you become eligible for Medicare – no matter how old (or young!) you are.You will be eligible for a variety of Medicare Advantage plans, as well as Medicare Part A – hospital benefits – and Medicare Part B – medical benefits.
Coverage for your prescription drugs: your Medicare eligibility means that you can get Medicare Part D, which is Medicare’s prescription drug plan.If you have to take a large number of prescription drugs or if your medication is very expensive, this could be a huge benefit for you.
Benefits for your dependents under the age of 18: Have anyone dependent on you under the age of 18?They may be eligible for benefits, too, if you qualify first.
Help returning to work: Feeling better and want to return to work?The Social Security Disability benefits program offers return-to-work incentives, to continue paying you while you get back on your feet.
Protection for your retirement benefits: If you accept Social Security Disability benefits, you don’t have to worry about your Social Security retirement benefits being affected.When you get disability benefits, your Social Security earnings record is frozen, so the years that you receive disability benefits don’t count towards your retirement benefits.This could work to your advantage, leaving you with a more comfortable retirement than you may otherwise have had.
Want to learn more about how Social Security Disability benefits could help you?
Please fill out the contact form on this website or give us a call.Our experienced disability claims and appeals attorneys would be happy to speak with you for no cost or obligation.We’ll help you better understand the pros and cons of the claims process and see if we can help you with your claim or appeal.